Privacy Policy
Your privacy and data security are our top priorities. Learn how we protect and manage your information.
Our Privacy Principles
Data Encryption
All personal data is encrypted at rest and in transit using industry-standard protocols.
Transparency
We clearly explain what data we collect and how it's used in our platform.
User Control
You have full control over your data and can request deletion at any time.
Security First
We implement multiple layers of security to protect your information.
Information We Collect
Personal Information
Name, email, phone number, and residential address
Identity Documents
Government ID, passport, or other verification documents
Biometric Data
Facial recognition data and biometric verification results
Farm Data
Farm location, size, crop types, and agricultural information
Financial Data
Loan applications, payment history, and transaction records
Usage Data
Platform usage patterns, IP addresses, and device information
How We Use Your Information
Account Management
Creating and managing your AgriCredit account and profile.
Identity Verification
Verifying your identity for KYC compliance and fraud prevention.
AI Credit Scoring
Analyzing your data to provide fair and accurate credit assessments.
Platform Improvement
Enhancing our services and developing new features.
Legal Compliance
Meeting regulatory requirements and legal obligations.
Information Sharing and Disclosure
We Do NOT Share Your Data With:
- • Third-party advertisers or marketing companies
- • Social media platforms for advertising
- • Data brokers or aggregators
- • Any entity for commercial purposes without your consent
We MAY Share Your Data With:
- • Financial institutions for loan processing
- • Regulatory authorities as required by law
- • Service providers who help operate our platform
- • Legal authorities in response to lawful requests
Your Rights and Choices
Access Your Data
Request a copy of all personal data we hold about you.
Correct Your Data
Update or correct any inaccurate personal information.
Delete Your Data
Request deletion of your personal data (subject to legal requirements).
Data Portability
Receive your data in a structured, machine-readable format.
Withdraw Consent
Opt-out of data processing where consent was the legal basis.
Object to Processing
Object to certain types of data processing.
Security Measures
Technical Security
- • End-to-end encryption for data transmission
- • AES-256 encryption for data at rest
- • Multi-factor authentication
- • Regular security audits and penetration testing
Operational Security
- • Access controls and role-based permissions
- • Employee background checks
- • Incident response procedures
- • Regular security training
Questions About Your Privacy?
If you have any questions about this Privacy Policy or our data practices, please contact our Data Protection Officer.
Email: privacy@agricredit.africa
Phone: +254 700 123 456
Response time: Within 48 hours